There are other terms that may apply to you

These terms of use refer to the following additional terms, which also apply to your use of our Website and Investment Platform:

• Our Privacy Policy, which includes information on our use of cookies.  
• Our Investment Platform terms of use which relate to the use of our Investment Platform.

We may make changes

We may amend these terms of use and any other terms that apply to you (including, without limitation, our privacy policy and Investment Platform terms of use) from time to time. Every time you wish to use our Website and/or Investment Platform, please check these terms to ensure you understand the terms that apply at that time. We may update and change our Website and/or Investment Platform from time to time.

We may suspend or withdraw access

We do not guarantee that our Website or Investment Platform, or any content on either of them, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our Website and/or Investment Platform for any reason. We will try to give you reasonable notice of any suspension or withdrawal.

You are also responsible for ensuring that all persons who access our Website and/or Investment Platform through your internet connection are aware of these terms of use and other applicable terms of use, and that they comply with them.

We may transfer this agreement to someone else

We may transfer our rights and obligations under these terms of use and any other terms that apply to you (including, without limitation, our privacy policy and Investment Platform terms of use) to another person or organisation. We will always tell you in writing if this happens and we will ensure that the transfer will not affect your rights under the contract.

Access restricted to UK users

Our Website and Investment Platform is directed to people residing in the United Kingdom. We do not represent that content available on or through our Website or Investment Platform is appropriate for use or available in other locations.

You must keep your account details safe

If you choose, or you are provided with, a username, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party. We have the right to disable any username or password, whether chosen by you or allocated by us, at any time. If you know or suspect that anyone other than you knows your username or password, you must promptly notify us at info@falcogroup.co.uk.

How you may use our material

We are the owner or the licensee of all intellectual property rights on our Website and Investment Platform, and in the material published on either of them. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our Website (but not Investment Platform) for your personal use and you may draw the attention of others within your organisation to content posted on our Website.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on our Website must always be acknowledged (except where the content is user-generated). You must not use any part of the content on our Website or Investment Platform for commercial purposes without obtaining a licence to do so from us or our licensors. If you print off, copy, download, share or repost any part of our Website and/or Investment Platform in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Do not rely on information

The content on our Website is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our Website.

Although we make reasonable efforts to update the information on our Website and Investment Platform, we make no representations, warranties or guarantees, whether express or implied, that the content on our Website and/or Investment Platform is accurate, complete or up to date.

We are not responsible for websites we link to

Where our Website or Investment Platform contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.

We have no control over the contents of those sites or resources.

Our responsibility for loss or damage suffered by you

Whether you are a consumer or a business user:

• You shall be liable to us for any loss or damage suffered by us as a result of any breach of these terms of use and/or Investment Platform terms of use.
• We are not responsible for any breach of these terms of use or Investment Platform terms of use which arises from circumstances outside our reasonable control.
• We do not exclude or limit in any way our liability to you where it would be unlawful to do so.
• We shall not be liable to you for any loss or damage which you may suffer as a result of using the Investment Platform or being an investor or participating in any investment except where such loss or damage was caused by our gross negligence, wilful default or fraud. In any event, our total liability shall not in any event exceed the amount of money you have invested in the particular investment which give rise to the liability.
• Additional limitations and exclusions of liability may apply to liability arising as a result of the supply of any products or services to you which if applicable will be set out separately in the documentation relating to such supply of products and/or services.

If you are a business user:

• We exclude all implied conditions, warranties, representations or other terms that may apply to our site or any content on it.
• We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
• use of, or inability to use, our site; or
• use of or reliance on any content displayed on our site.
• In particular, we will not be liable for:
  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any indirect or consequential loss or damage.

If you are a consumer user:

• Please note that we only provide our Website for domestic and private use. You agree not to use our Website for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

How we may use your personal information

We will only use your personal information as set out in our Privacy Policy.

We are not responsible for viruses and you must not introduce them

We do not guarantee that our Website and/or Investment Platform will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform to access our Website and Investment Platform. You should use your own virus protection software.

You must not misuse our Website or Investment Platform by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our Website or Investment Platform, the server on which our Website or Investment Platform is stored or any server, computer or database connected to our site. You must not attack our Website or Investment Platform via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our Website and if applicable, Investment Platform will cease immediately.

Rules about linking

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our Website in any website that is not owned by you and must not establish a link to our Investment Platform.

Our site must not be framed on any other site, nor may you create a link to any part of our Website other than the home page.

We reserve the right to withdraw linking permission without notice.

The website in which you are linking must comply with the law applicable in England and Wales and in any country from which the website originates, and not be defamatory, offensive, infringe any copyright, database right or trade mark of any other person, or be likely to deceive any person.

If you wish to link to or make any use of content on our Website or Investment Platform other than that set out above, please contact info@falcogroup.co.uk

Illegal provisions

If any provision of these terms of use or our Investment Platform terms of use is found to be invalid, illegal or unenforceable under the laws of any jurisdiction this shall not affect the validity, legality or enforceability of the remaining provisions of the relevant terms of use which shall (where possible) continue in full force and effect.

No delay or failure to exercise any right or remedy by us under these terms of use or under our Investment Platform terms of use shall operate as a waiver of that right or remedy. No single or partial exercise of any right or remedy by us under these terms of use or our Investment Platform Terms of Use shall prevent any further exercise of that right of remedy.

Third party rights

No delay or failure to exercise any right or remedy by us under these terms of use or under our Investment Platform terms of use shall operate as a waiver of that right or remedy. No single or partial exercise of any right or remedy by us under these terms of use or our Investment Platform Terms of Use shall prevent any further exercise of that right of remedy.

Which country's laws apply to any disputes?

These terms of use and our Investment Platform terms of use, their subject matter and their formation, are governed by English law. You and we both agree that the courts of England and Wales will have exclusive jurisdiction.